VA (U.S. Department of Veterans Affairs) helps Service members, Veterans, and eligible surviving spouses become homeowners. The VA provides home loan guaranty benefit and other housing-related programs to help qualified buyers, build, repair, retain, or adapt a home for their own personal occupancy.
VA Home Loans are provided by private lenders, such as banks and mortgage companies. VA guarantees a portion of the loan, enabling the lender to provide more favorable terms.
No down payment required
Flexible income, debt, and credit requirements
Down payment and closing costs may be funded by a gift, grant or secured loan
For home buyers with the following consideration points:Qualified veterans, reservists, active-duty service members
*Check with your regional VA office to determine your eligibility.