407-856-5622
Info@amglenders.com
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Leopoldo Gonzalez

NMLS ID 1684159

407-856-5622 Info@amglenders.com

 

Conventional
The loan product of
choice for individuals that
want a more flexible loan
product

Conventional loans have more flexible guidelines, and do not have Mortgage Insurance for the life of the loan.
This loan product is a great choice for individuals that have a strong credit score and that can afford to put more money down.
It is also a great financing tool whenpurchasing a second home or investment property.

Benefits

  • Down payments as low as 5%*
  • Primary, Second, and Investment properties allowed
  • Mortgage Insurance goes away after 20% equity
  • Gift Funds are OK

Requirements

  • Two year employment history
  • A credit score of 640 or above
  • No bankruptcies in the last 4 years
  • No foreclosures in the last 7 years