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Leopoldo Gonzalez

NMLS ID 1684159

407-856-5622 Info@amglenders.com

Six Things Not To Do When Applying For A Mortgage

Here is a list of six common mistakes that people do when getting a home loan. None of these rules are written in stone, but it is best to avoid them. 1 – Do not make major purchases like furniture, appliances, jewelry, vehicles or vacations. What they really mean by this, is do not get in debt. Many times new home buyers will go out and purchase new things like furniture for their new home. What they do not realize is that while they are in the process of obtaining the home loan the lender will place them under a credit monitoring system that will give the lender aler...

December 18th, 2017 Six Things Not To Do When Applying For A Mortgage

Purchase your Home with just 1% Down HomeReady program

Fannie Mae HomeReady There is a new program available from several lenders called HomeReady 1% for first time home buyers. This unique program is offered by Fannie Mae through it’s preferred lenders and allows for first time home buyers to purchase a home with very little money out of pocket. As a result, HomeReady requires a 3% downpayment from the home buyer, but several lenders are making a 2% contribution for the down payment, allowing the home buyer to only come to the table with 1%. The best part is that the 2% that the lender is contributi...

December 15th, 2017 Purchase your Home with just 1% Down HomeReady program